USDA 502 Homeownership Blueprint

The USDA 502 Direct Loan Program provides mortgages directly from the federal government to low- and very-low-income families in rural communities — with $0 down payment, no PMI, and payments as low as 1% effective interest based on your income.

The USDA 502 Direct Loan Program provides mortgages directly from the federal government to low- and very-low-income families in rural communities — with $0 down payment, no PMI, and payments as low as 1% effective interest based on your income.