- 901 US Hwy 27 N Suite 21B Sebring, FL 33870
- (863) 318-7481
- info@hphomes.org
Welcome to our Resources page, where we provide valuable tools and guidance to help you achieve your dream of homeownership. Hicoria Pines Homes is here to support you every step of the way.
Our work is made possible through partnerships with:
The USDA 502 Direct Loan program provides low-income individuals and families with the opportunity to purchase homes in rural areas with affordable loans.
Eligibility depends on income, family size, and location. Applicants must also show the ability to repay the loan.
Single-family homes in eligible rural areas can be purchased or built, provided they meet the program’s safety and habitability standards.
Income limits vary by county and family size. Check with your local USDA office or check with us for specific limits.
The loan amount is based on income, household size, and local market conditions.
No, USDA 502 loans do not require a down payment, making them accessible for low-income families.
We guide you through the application process, help gather required documentation, and provide resources to maximize your chances of approval. If you choose to build, we walk you through the entire construction process.
Yes, these costs can often be rolled into the loan amount to reduce out-of-pocket expenses and we can also help you apply for closing costs assistance with Solita House.
The current interest rate is 4.5%.
Contact Hicoria Pines Homes, and we’ll assist you with the application process, connecting you with the USDA office and ensuring all paperwork is completed accurately.